A Comprehensive Look at Fraud Identification and Prevention: 1st Edition (Hardback) book cover

A Comprehensive Look at Fraud Identification and Prevention

1st Edition

By James R. Youngblood

CRC Press

336 pages | 28 B/W Illus.

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Hardback: 9781498700320
pub: 2015-04-28
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Description

Fraudulent activity can approach you or your organization through a variety of avenues, ranging from the cyber world, social media, unsolicited e-mails, poor hiring practices, dishonest associates, and weak operating procedures. With a focus on prevention measures, A Comprehensive Look at Fraud Identification and Prevention presents proven tips, advice, and recommendations for fraud awareness, protection, and prevention.

The book supplies a detailed examination of the wide range of threats that exist to provide you with a plan to protect the assets of your organization, and even your own assets, against the many faces of fraud in today's technologically advanced environment. The many types of fraud covered include:

  • Employee theft and fraud
  • Organizational fraud
  • Identity theft and fraud
  • Fraud against the elderly
  • Internet, computer, and e-mail fraud
  • Ponzi and pyramid schemes

The methods of prevention presented in the book are based on what is referred to as the path of least resistance. With fraud and other types of criminal activity, criminals take the path with the fewest barriers in their way. By implementing the methods presented in this book, you will be able to deter would-be criminals and send them on their way to search for easier targets with fewer barriers.

Discussion categories include identification and prevention aspects for organizational and individual frauds along with the many avenues used to facilitate the attacks. Explaining how some fraud typologies can overlap and co-mingle, the book provides the methods you need to protect your organization, and yourself, from becoming a target and victim of fraud.

Reviews

"In this text, Rick Youngblood delivers an up-to-date assessment of various fraudulent schemes that we hear about on an almost daily basis."

—Lawrence J. Fennelly, CHL III, CPO, CSS and Marianna A. Perry, MS, CPP

"If you have a business, or if you are a consumer, you have been the victim of fraud at some point. You can either accept the losses, or you can protect yourself. A Comprehensive Look at Fraud Identification and Prevention will provide you with many of the tools you need to stop being a victim of fraud. It is written by an experienced fraud examiner who explains the most common schemes businesses and individuals fall victim to, as well as tips on how to prevent these frauds. It is a great resource for all of us who want to protect our hard-earned dollars."

—John D. Gill, J.D., CFE, Vice President – Education, Association of Certified Fraud Examiners

"James has combined his research with personal experiences on fraud to produce a book that will be a welcome reference for law enforcement, crime prevention practitioners, security practitioners and those who operate in the front line of social work in protecting the young, vulnerable and elderly."

"Fraud may never go away but knowledge of how fraudsters operate will assist in preventing you from being their next victim. This book achieves that. Its style is one that can easily be read by those who have an interest in raising their awareness of the subject making it suitable for the security/crime prevention professional’s library of reference material as well as ordinary folk wanting to improve their personal security."

—Raymond V. Andersson, RSecP, ICPS, FSyl, FCiiSCM, AFAIM

"Author Rick Youngblood brings more than 20 years of military criminal investigation experience combined with a unique blend of advanced academics to the subject of fraud identification and prevention, and he does so in a way that is easily understood and digested by the reader. This book is a welcome addition to my professional library."

— Terry L. Wettig, Brink’s Incorporated, Virginia

Table of Contents

Fraud

Fraud Overview

Study Analysis

Internal Fraud

Understanding Rationalization

External Fraud

Gift Policies

Notes

Employee Theft and Fraud

Introduction

Pre-employment Background Verification

Small Business Theft/Fraud

Hiring Quality Teenagers

Nonprofit Organization Fraud

Embezzlement

Two-Person Rule/Separating Accounting Duties

Notes

Organizational Fraud

Introduction

Analyzing Fraud Potential

Individual Analysis

Segregation of Duties

Removing the Temptation for Fraud

Merchant Fraud

Know Your Vendors/Suppliers

Notes

Small Business Fraud

Introduction

Small Business Identity Theft

Small Business Account Takeover

Small Business Fraud Prevention Measures

Notes

Investment Fraud

Introduction

"Ponzi" Schemes

Pyramid Schemes

Affinity Fraud

Investment Opportunity Advance Fee Letters

Prime Bank Note Fraud

Notes

Organized Retail Fraud/Theft

Organized Retail Crime/Fraud

Retail Merchandise Fraud

Coupon Fraud

E-mail Coupon Offers Delivering Malware/Spyware

UPC/Bar Code Fraud

Gift Card Fraud

School Impersonation Fraud

Sports Memorabilia Fraud

Access Device Fraud

Notes

Frauds Targeting the Individual

Introduction

Fake Check Schemes

Mortgage Fraud

Scare Tactic Frauds

High-Dollar Item Street Sale Fraud

Debit Card Fraud

Charity Scams and Fraud

Fund-Raising Website Fraud

Internet Prescription Fraud

Mystery Shopping Fraud

Romance Schemes

Notes

Frauds against the Elderly

Introduction

Protecting Against Fraud by Caregivers, Relatives, and Other Individuals of Trust

Protecting Against Fraud Committed by Strangers

Reverse Mortgage Fraud

Elderly-Targeted Work-at-Home Schemes

Raising the Awareness of Elder Fraud

Reluctance to Report

Notes

Advance Fee Fraud

Introduction

Advance Fee Fraud Letter Scams

Work-at-Home Schemes

Telemarketing Fraud

Unsolicited Prize/Sweepstakes Notification Advance Fee Schemes

Advance Fee International Lottery Schemes

Advance Fee Loan Scheme

Individual Consumer Advance Fee Loan Fraud

Debt Elimination Fraud

Student Loan Fraud

Additional Advance Fee Fraud Payment Methods

Advance Fee Fraud Deposit Items

Notes

Identity Theft/Identity Fraud

Introduction

What Is Identity Theft?

Preventing Identity Theft

Keeping Credit/Debit Cards in Sight

Credit Card Impressions

Mailbox Fishing

Stop the Preapproved Credit Card Applications

Obtaining a Credit Report

Advance Fee Fraud Letter Solicitations

Keeping the Crime Intent Silent

Notes

Internet Fraud

Introduction

Internet Auction Fraud

Internet Maß Marketing Fraud

Classified Advertising Websites

Nanny/Housekeeper Fraud

Reverse Nanny Fraud

Internet Job Scam Warning Signs

Phishing, Vishing, Smishing, Spoofing, and Cramming

Social Security Administration Fraud

Company Website Hijacking

Business E-mail Hacking/Payment Redirect

Brand Name Coupon/Discount Fraud

Notes

Internet, Computer, and E-mail Fraud

Introduction

Spamming

Unsubscribing from Spam E-mails

Spoofing (E-mail)

Malware/Spyware

Protecting the Computer

Password Protection

Do Not Remember Me

Protecting Social Media Accounts

Notes

Appendices:

Social Security Number Prefixes

Advance Fee Fraud Scheme Letters

Work-at-Home, Mystery Shopping, Inheritance, and Lottery Scheme

About the Author

James "Rick" Youngblood, CPP, CFE, has extensive experience in the fields of loss prevention, security, investigations, law enforcement, and fraud. A retired chief warrant officer from the US Army with more than 21 years on active duty and in the National Guard as a CID (Criminal Investigation Command) special agent, Rick has authored numerous articles on the topics of fraud, security, and loss prevention for many national publications and has provided presentations on fraud, security, and loss prevention for many national and international organizations, including ASIS (Advancing Security Worldwide•), Association of Certified Fraud Examiners, Institute for International Research, and more. He is also a current and longtime member of the ASIS Crime and Loss Prevention Council and is a member of the ASIS Investigations Council.Rick holds a master’s degree in financial management and a bachelor’s degree in criminal justice/business management.

Subject Categories

BISAC Subject Codes/Headings:
BUS027000
BUSINESS & ECONOMICS / Finance
BUS041000
BUSINESS & ECONOMICS / Management
LAW041000
LAW / Forensic Science