A Global Guide to FinTech and Future Payment Trends: 1st Edition (Paperback) book cover

A Global Guide to FinTech and Future Payment Trends

1st Edition

By Peter Goldfinch

Routledge

122 pages | 21 B/W Illus.

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pub: 2019-01-09
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Description

Being able to make and receive payments is an essential facet of modern life. It is integral to the banking and finance systems, and it touches all global citizens. In some areas, payment systems are rapidly evolving – moving swiftly from paper payment instruments, to electronic, to real-time – but in others, underdeveloped payment systems hold back economic and social development.

This book is intended to assist the reader in navigating the payments landscape. The author explores highly topical areas, such as the role of payment systems in enabling commerce to contribute to the development of emerging economies, the evolution of payment systems from paper instruments to computerization, the role of cryptocurrencies, and the slow decline of plastic credit and debit cards owing to alternative forms of payment being introduced.

Altogether, this book provides a comprehensive overview of the evolution of payment and offers projections for the future, encouraging readers to explore their own predictions, using the framework that the book has provided. It is vital reading for technologists, marketers, executives and investors in the FinTech sector, as well as academics teaching business and technology courses.

Table of Contents

Chapter 1: Introduction

Chapter 2: Context of payments

Chapter 3: Disruption and FinTech

Chapter 4: Impact of mobile technology

Chapter 5: Payment services and methods

Chapter 6: Regulations and standards

Chapter 7: The slowly shifting sands of payments

Appendix

Index

About the Author

Peter Goldfinch is a payments specialist who has developed extensive business and technical knowledge from delivering solutions. In 1991, he co-founded the GFG Group, a consultancy and services company. In the mid-2000s, GFG became a payments and cards product company that was sold in 2014 to Wirecard. In 2002, he left GFG and joined Visa Asia Pacific as CTO Domestic Processing before rejoining the GFG in 2005 as General Manager for Asia. In 2010, Peter returned to consultancy.

About the Series

Innovation and Technology Horizons

As business landscape constantly shifts in today's digital age, this timely series looks at how business and society can harness technological innovation to succeed and drive progress. The books in this series identify new innovation capabilities and emerging technologies and investigate the managerial implications of such technologies. As business processes become increasingly complex, the series also explores how businesses can transform themselves with new digital technologies while aligning themselves with today’s societal goals. This series provides direction through research on innovation and technology management and will be of benefit to anyone who is keen to thrive in an evolving business environment.

Learn more…

Subject Categories

BISAC Subject Codes/Headings:
BUS000000
BUSINESS & ECONOMICS / General
BUS001010
BUSINESS & ECONOMICS / Accounting / Financial
BUS004000
BUSINESS & ECONOMICS / Banks & Banking
BUS025000
BUSINESS & ECONOMICS / Entrepreneurship
BUS027000
BUSINESS & ECONOMICS / Finance
BUS045000
BUSINESS & ECONOMICS / Money & Monetary Policy
BUS069000
BUSINESS & ECONOMICS / Economics / General
BUS070140
BUSINESS & ECONOMICS / Industries / Financial Services
BUS090000
BUSINESS & ECONOMICS / E-Commerce / General (see also COMPUTERS / Electronic Commerce)