In the many studies that have been conducted on the provision of financial services for consumers, regulation has emerged as one of the most important factors. The impact of regulation on financial service industries is a major focus of this comprehensive bibliography of relevant source materials in the field of regulatory economics. The bibliography includes entries from the major economics and finance journals published over the past twenty years, major law and business journals,government documents, books, and doctoral dissertations--all indexed according to subject matter--as well as abstracts of many of the papers.The product of extensive research, Heggestad's work is invaluable to university libraries, regulatory agencies, financial institutions, and financial experts, and is an efficient and essential reference tool for anyone wishing to study specific markets and the impact of financial regulation on them.
" Introduction -- Acknowledgments -- Part 1 - Bibliography -- I. DOMESTIC MONETARY AND FINANCIAL THEORY AND POLICY -- A. Demand for Money and Deposits -- B. Financial Structure and Monetary Policy -- II. COMMERCIAL BANKING -- A. Theoretical and Econometric Models of Bank Behavior -- 1. Theoretical Models -- 2. Econometric Models -- B. Commercial Banking Structure -- 1. Banking Market Structure -- 2. Cost and Production Functions -- 3. Holding Company and Branching Activities -- 4. Structure and Performance Relationships -- a. Prices -- b. Profitability -- c. Managerial Objectives -- d. Banking Services -- e. EFTS and Technological Change -- C. Bank Failures -- 1. Determinants -- 2. Effects of Failure and Deposit Insurance -- CONTENTS -- D. Commercial Banking Regulatory Environment -- 1. Regulatory Structure and Philosophy -- 2. Regulation of Banks -- a. Bank Capital and Portfolio Regulation -- b. Holding Company Regulation -- c. Reserve Requirements -- d. Deposit Regulation -- E. Bank Structure Regulation -- 1. Entry Restrictions -- 2. Merger Activity -- F. Proposals for Reform and Regulation -- G. Growth and Development -- III. NONBANK FINANCIAL INTERMEDIARIES -- A. Thrift Institutions -- 1. Structure and Performance -- 2. Interaction with other -- Financial Institutions -- 3. Regulation of Thrifts -- B. Credit Unions -- 1. Credit Union Industry Structure -- 2. Regulation of Credit Unions -- C. Personal Credit -- 1. Structure and Performance -- in the Consumer Credit Industry -- 2. Regulation of Consumer Finance Companies -- 3. Consumer Protection -- a. Debtor-Creditor Rights and Remedies and Truth in Lending -- b. Usury Laws -- c. Antidiscrimination Laws -- Part 2 Abstracts."