The Affordable Housing Market in India : Institutional Constraints, Informal Sector and Privatisation book cover
1st Edition

The Affordable Housing Market in India
Institutional Constraints, Informal Sector and Privatisation

  • Available for pre-order. Item will ship after November 13, 2020
ISBN 9781138384583
November 12, 2020 Forthcoming by Routledge India
232 Pages - 24 B/W Illustrations

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Book Description

This book examines the housing crisis in India and underlines the need for formal affordable housing markets. India is home to the world’s largest population of slum-dwellers. The book examines actual causes of the problem, and the financial and political issues which underlie it. The volume:

  • Analyses multiple perspectives on affordable housing from the points of view of slum-dwellers, builders, facilitators, bureaucrats and politicians
  • Presents a fresh overview of the housing sector in India based on the conditions of slum-dwellers in a typical, medium-sized fast-growing city, Raipur, in the state of Chhattisgarh
  • Puts forward radical conclusions, practical solutions, and policy recommendations for a formal affordable housing market in India

This will be a major intervention for scholars and researchers of urban sociology, built environment, public policy, development studies, economics, political economy, institutional economics, and urban studies as well as policymakers, planners and professionals in the urban development sector.

Table of Contents



Chapter 1: The Affordable Housing Puzzle
Chapter 2: The Story So Far
Chapter 3: Making Markets Work for Poor
Chapter 4: What Constrains the Demand?
Chapter 5: What Constrains the Supply?
Chapter 6: Why is the Government Not Doing Anything About It?
Chapter 7: Can there be a Market for Affordable Housing in Chhattisgarh?



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Padmini Ram is Assistant Professor, School of Business Studies and Social Sciences, Christ University, Bengaluru, India and Principal Investigator, CLARE, an industry-academia collaboration working on informal economy. With over 17 years of experience in various sectors of public policy and development, in India and abroad, she combines the rigour of an academic researcher and the pragmatic approach of a practitioner. She holds a PhD from the University of Cambridge and her research papers have been published in several reputed international journals. 

Malcolm Harper is Emeritus Professor of Enterprise Development, School of Management, Cranfield University, UK. He was educated at Oxford, Harvard and Nairobi. Since 1995 he has worked independently, mainly in India. He has published extensively on enterprise development, micro-finance and livelihoods. He was Chairman of Basix Finance in India for ten years and is Chairman of M-CRIL/EDA of New Delhi, the international microfinance and social rating company. He is chair, trustee and board member of various institutions in UK, the Netherlands, the USA and India, and has worked on issues of poverty across the world.