The Routledge Handbook of FinTech  book cover
1st Edition

The Routledge Handbook of FinTech

Edited By

K. Thomas Liaw

ISBN 9780429292903
Published June 14, 2021 by Routledge
490 Pages 58 B/W Illustrations

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Book Description

The Routledge Handbook of FinTech offers comprehensive coverage of the opportunities, challenges and future trends of financial technology.

This handbook is a unique and in-depth reference work. It is organised in six thematic parts. The first part outlines the development, funding, and the future trends. The second focuses on blockchain technology applications and various aspects of cryptocurrencies. The next covers FinTech in banking. A significant element of FinTech, mobile payments and online lending, is included in the fourth part. The fifth continues with several chapters covering other financial services, while the last discusses ethics and regulatory issues. These six parts represent the most significant and overarching themes of FinTech innovations.

This handbook will appeal to students, established researchers seeking a single repository on the subject, as well as policy makers and market professionals seeking convenient access to a one-stop guide.

Table of Contents

List of figures

List of tables

List of contributors

Part 1: Fintech Innovations and Trends

Chapter 1: Fintech Innovations and Financial Markets: An Introduction

K. Thomas Liaw

Chapter 2: Fintech Venture Capital

Douglas J. Cumming and Armin Schwienbacher

Chapter 3: The Future of Finance: Why Regulation Matters

Mark Fenwick and Erik P.M. Vermeulen

Chapter 4: Digital Currencies: What Role in Our Financial System?

Gregory Claeys and Maria Demertzis

Part 2: Blockchain and Cryptocurrencies

Chapter 5: Decentralized Autonomous Risk Transfer on the Blockchain

Alexander Braun, Niklas Hausle and Stephan Karpischek

Chapter 6: Distributed Ledger Technologies and Blockchain for FinTech: Principles and Applications

Raghava Rao Mukkamala and Ravi Vatrapu

Chapter 7: Initial Coin Offerings: A Statistical Analysis of the Main Characteristics

Paola Cerchiello and Anca Mirela Toma

Chapter 8: Initial Coin Offerings: a New Trend in the Market

Ana Garcia Rodriguez

Chapter 9: Price Discovery in the Bitcoin Futures and Cash Markets

Tatja Karkkainen

Chapter 10: Trading and Regulation of Cryptocurrencies, Stablecoins and other Cryptoassets

Anil Savio Kavuri and Alistair Milne

Chapter 11: Cryptoassets and Financial Crime: a European Union Perspective

Robby Houben and Alexander Snyers

Part 3: Fintech in Banking

Chapter 12: Fintechs: Unbundling to Re-bundling in the Open Industry of Banking

Anna Omarini

Chapter 13: Is Fintech a Threat or a Promise to Banks?

Krishnan Dandapani, Mohammad Hashemi Joo, and Yuka Nishikawa

Chapter 14: Virtual Rush: The Race for Virtual Banks in the Asia-Pacific Region

Jackson Mueller

Chapter 15: The Restructure of China's Banking Industry by Artificial Intelligence and Fintech

Zhuming Chen, Jing Li, Xiangyu Zhang, Xin Li, Jinghong Zeng, Shihan Wang and Weihan Zhang,

Part 4: Fintech in Payments and Lending

Chapter 16: Consumer Payment Preferences and the Impact of Technology and Regulation: Insights from the Visa Payment Panel Study

Tom Akana

Chapter 17: Meet People Where They Are: Blending Formal Credit using Informal Financial Traditions

Tom Akana

Chapter 18: Peer-to-Peer Lending Risk Management

Arianna Agosto

Part 5: Fintech in Other Financial Services

Chapter 19: Rethinking Automated Investment Adviser Disclosure

Nicole G. Iannarone

Chapter 20: Market Risk for Robot Advisory

Paolo Pagnottoni and Gloria Polinesi

Chapter 21: Financial Technology in the U.S. Municipal Fixed Income Market

Timothy J. Stevens

Chapter 22: Proptech: The Real Estate Industry in Transition

Marc Feth

Part 6: Fintech Regulatory Issues

Chapter 23: Machine Learning Implications for Banking Regulations

Lihong L. McPhail and Joseph E. McPhail

Chapter 24: Regulating Fintech in Canada and the United States: Comparison, Challenges and Opportunities

Ryan Clements

Chapter 25: Cryptocurrency Market Reactions to Regulatory News

Raphael Auer and Stijn Claessens


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K. Thomas Liaw is a Professor of Finance in the Economics and Finance Department at St. John's University, New York, USA.