1st Edition
The Transformation of Commercial Banking in the United States, 1956-1991
By James E. Mason
Copyright 1997
172 Pages
by
Routledge
172 Pages
by
Routledge
First published in 1998. A profound transformation of the commercial banking industry has occurred in recent years. The consolidation of local, independent banks into multi-bank holding company structures has altered the landscape of commercial banking. The Transformation of Commercial Banking in the United States, 1956-1991 focuses on the effect of restrictive state branch banking laws on the consolidation of commercial banks in the United States. The central thesis of this study is that much of the change in the structure of commercial banking can be explained by the variation in state branch banking laws.
List of Tables, Chapter 1: Introduction, Chapter 2: Theory of Change in Commercial Banking, Chapter 3: The Regulatory History of Commercial Banking, Chapter 4: Structural Change in Commercial Banking, Chapter 5: Comparative Analysis of Bank Financial Performance aross Bank Forms and State Branch Banking Regimes, Chapter 6: The Legitimation of the Bank Holding Company Form and Change in State and Federal Branch Banking Laws, Chapter 7: Conclusions, Appendix 1: Interpretation of Differential Equation Models, References, Index
Biography
James Eliot Mason