1st Edition

A Practical Guide to Paying off Your Mortgage Early

By Lien Luu, Sukanlaya Sawang Copyright 2025
186 Pages 15 B/W Illustrations
by Routledge

186 Pages 15 B/W Illustrations
by Routledge

186 Pages 15 B/W Illustrations
by Routledge

Owning a property is a dream for many people, and borrowing from banks is often essential to achieve this. However, having a mortgage can cause real anxiety because of the latent fear of losing our home if we cannot keep up with mortgage payments. Traditionally, homeowners repay their debt over 25 years, but high house prices have made it necessary to increase the term up to 40 years to make... Read more

1 Introduction

2 Introducing the mortgage dilemma: unravelling the complexities of homeownership

3 Weighing the decision: paying off your mortgage – advantages and disadvantages

4 Mastering money management skills to accelerate mortgage repayment and achieve financial freedom

5 Optimising mortgage management strategies

6 Shield your wealth: mastering asset protection strategies

7 Utilising investments for mortgage repayment

8 Deciding between paying off mortgage and boosting pension savings

9 Developing a successful property portfolio

10 Successful property ownership: the final consideration

Biography

Lien Luu is an associate professor at Coventry Business School, and a qualified financial planner, mortgage adviser, and property investor.

Sukanlaya Sawang is a full professor and behavioural scientist at Edinburgh Napier University, where she channels her expertise towards the field of innovation and entrepreneurship.