1st Edition

Advances in Emerging Financial Technology and Digital Money

Edited By Yassine Maleh, Justin Zhang, Abderrahim Hansali Copyright 2024
408 Pages 136 B/W Illustrations
by CRC Press

408 Pages 136 B/W Illustrations
by CRC Press

408 Pages 136 B/W Illustrations
by CRC Press

The financial sector is witnessing rapid technological innovations, leading to the emergence of Fintech (financial technologies), revolutionizing national and international financial landscapes. Fintech is expanding and enhancing financial products and services, making them more accessible and affordable while transforming customer relationships, payment methods, financing, and transfers.... Read more

1 Emerging Fintech and Digital Money: Current Trends and Future Perspectives

Abdelkebir Sahid and Yassine Maleh

Section 1 AI and Machine Learning in Fintech and Beyond

2 E-Payment Fraud Detection in E-Commerce using Supervised Learning Algorithms

Manal Loukili, Fayçal Messaoudi, and Hanane Azirar

3 Artificial Intelligence and Stock Market

Karim Amzile

4 Machine Learning Clustering: Application on Aggregated and Non-Aggregated Financial Data

El Aidouni Salma, Benhouad Mohamed, Mestari Mohammed, and El Mansouri Adnane

5 Candlestick Patterns Recognition in Bitcoin Price Action Graph Chart Using Deep Learning

Abdellah El Zaar, Nabil Benaya, Abderrahim El Allati, and Toufik Bakir

6 Prediction of Stock Markets Using Deep Learning Architectures

Khalid Bentaleb, Mohamed Ben Houad, and Mohammed Mestari

7 Improving Credit Card Fraud Detection with Distributed Machine Learning and Bfloat-16

Bushra Yousuf, Rejwan Bin Sulaiman, and Musarrat Saberin Nipun

8 A Proposed Semi-decentralized Approach of Federated Learning for Enhancing CCFD Using CS-SVM and K-Means Algorithms

Rejwan Bin Sulaiman

9 Medical-DCGAN: Deep Convolutional GAN for Medical imaging

RGUIBI Zakaria, HAJAMI abedlamjid, DYA Zitouni, and Amine ElQaraoui

Section 2 Financial Inclusion, Literacy, and Behavior

10 Financial Inclusion and Economic Growth in the Presence of a Cross-Sectional Dependence

Huynh Thi Thanh Truc

11 The Role of Tax Policy in Stimulating and Encouraging Investment in Jordan

Yaser Arabyat and Hussam-eldin Daoud

12 Financial Development and Economic Growth: An Experimental Evidence Based on Quantile Regression

Van Chien Nguyen

13 Importance of Financial Literacy Education and Financial Behavior for Developing Nations in the World

Venkata Vara Prasad Janjanam and SubbaLakshmi A.V.V.S.

Chapter 14 A Literature Review on Financial Stability

El Mansouri Adnane, Benhouad Mohamed, Mestari Mohammed, and El Aidouni Salma

15 The Behavior of Firms Regarding the Introduction of Financing by Profit- and Loss-Sharing Products in Morocco

Safa Ougoujil and Sidi Mohamed Rigar

16 Influence of Financial Innovation on Business Performance:

Evidence from the SME Food Industry in Malaysia

Shreen Almas Mohamed Buhary and Hussen Nasir

Section 3 Fintech Ecosystems, Collaboration, and Analysis

17 The Role of Collaborative Skills and Knowledge Sharing in the Emergence of Fintech Ecosystems: Case of Casablanca Finance City

Smyej Oumaima and Si Mohammed Ben Massou

18 Toward Characterization of the Fintech Ecosystem: A Systematic Literature Review

Ali Mwase, Ernest Ketcha Ngassam, and Singh Shawren

19 Analyzing the Impact of the Fear of COVID-19 on Stock Market Returns Using Twitter Text Mining

Ayoub Razouk, Youness Madani, and Fatima Touhami

20 Behavior Analysis of Lenders in P2P Lending Platforms: Identifying Cognitive Effort by Response Time Method

Benhmama Asmaa, Sabiri Brahim, and Melliani Hamza

Section 4 Blockchain, Security, and Sustainability

21 Conceiving a Blockchain-Based Upstream Supply Chain Management System Enhancing Innovation and Sustainability

Ahmed El Maalmi, Kaoutar Jenoui, and Laila El Abbadi

22 Green Finance in the Moroccan Mining Sector: Cases of Sustainable Development and CSR

Insaf El Atillah and Mohamed Azeroual

23 Cloud Data Integrity Auditing and Deduplication Using an Optimized Method Based on Blockchain and MAS

Mohamed El Ghazouani, Abdelouafi Ikidid, Charafeddine Ait Zaouiat, Layla Aziz, Yassine El Khanboubi, Moulay Ahmed El Kiram, and Latifa Er-Rajy

24 Securing Crowdfunding Platforms with Blockchain to Boost the Real Estate Sector

Hibatou Allah Boulsane, Karim Afdel, and Salma El Hajjami

25 Blockchain Technology: A Proposed Solution to Hike the Tax-to-GDP Ratio in Bangladesh

Prianka Ghosh Puja and MD Sadik Adnan

26 Approach for Strengthening the Network Security Based on Boosting Algorithms: Performance Study

Sabrine Ennaji, Nabil El Akkad, and Khalid Haddouch

27 Smart Cities Technologies in the Covid-19 Context: A Bibliometric Analysis

Elafri Nedjwa, Boumali Badreldinne, Lalmi Andallah, Sassi boudemagh Souad Yassine Maleh, Rose Bertrand, and Hemza Barkani

Section 5 Fintech Innovations and Applications

28 Fintech Innovations for Supply Chain Resilience

Asma Boujrouf, Sidi Mohamed Rigar, and L’houssaine Mounaim

29 Strategic Tools for the Decision to Outsource Maintenance Activities in Moroccan Airports

Ahlam Boutahar, Mohamed Ben Ali, and Said Rifai

30 Sustainable Finance and FinTech: Facilitating a Sustainable Future with the Utilization of Socio-Economic Financial Services

Zerina Bihorac, Azra Zaimovic, and Tarik Zaimovic

31 Information Society Services in Morocco Regulatory Status and Outlook for Development

Khalid Abouelouafa and Hafid Barka

32 Cartography of Mobile Payment Technologies Used in Morocco

Youness Khourdifi and Abderrahim Hansali

33 A Machine Learning-Based Recommendation System for Smart Mobility Trip Planning in Morocco

El Attar Chaimae, Daoudi Najima, Abourezq Manar, El Ghali Btihal, Hilal Imane, and Hnida Meriem

Biography

Yassine Maleh is a double Ph.D. in computer sciences from the University Hassan 1st, Morocco since 2013, and a second Ph.D. in Management from the National School of Business and Management, Settat, Morocco, since 2022. He is a professor of Cybersecurity and IT Governance at the National School of Applied Sciences, Khouribga, Morocco, and was a former IT Service Manager at the National Port Agency, Morocco. He is a Senior Member of IEEE, Member of the International Association of Engineers IAENG, and The Machine Intelligence Research Labs. Dr. Maleh has contributed to information security and privacy, Internet of Things Security, Wireless and Constrained Networks Security. His research interests include Information Security and Privacy, Internet of Things, Networks Security, Information system and IT Governance. He has published over than 140 papers (Book chapters, international journals, and conferences/workshops), 30 edited books, and 5 authored books. He is the editor-in-chief of the International Journal of Information Security and Privacy (IJISP). He is an Associate Editor for IEEE, the International Journal of Digital Crime and Forensics (IJDCF).

Justin Zhang is a faculty member at the Coggin College of Business at the University of North Florida. He received his Ph.D. in Business Administration with a concentration on Management Science and Information Systems from Pennsylvania State University, University Park. His research interests include economics of information systems, knowledge management, electronic business, business process management, information security, and social networking. He is the Editor-in-Chief of the Journal of Global Information Management, an ABET program evaluator, and an IEEE senior member.

Abderrahim Hansali, PhD in Economics and Management, graduate of the Institut Supérieur de l'Administration in Rabat and ENA in Paris, and Agrégé de l'Electronique et de l'Informatique Industrielle at ENSET in Rabat, is currently a Research Teacher at ENCG in Marrakech and a consultant in digital strategies and change management. His career began as a founding teacher of BTS preparatory classes in Morocco. After working for the Agence Nationale de Réglementation des Télécommunications in Rabat on the implementation of a quality management system (2007) and as an auditor for the Inspectorate General of the Ministry of National Education (2008), he was appointed Deputy Director & National Coordinator of the GENIE program within the same Ministry (2009), where he helped set up the Laboratoire National des Ressources Numériques. Since 2016, he has taken up teaching and research duties in management sciences at Cadi Ayyad University in Marrakech.

In 2014, he set up the FONDATION MAROC NUMERIQUE, a non-governmental organization dedicated to supporting digital strategies and promoting a citizen digital culture. In 2019, he helped set up ACISS (African Center for Innovative Sustainable Solutions) at Cadi Ayyad University in Marrakech.