1st Edition
Bank Performance Measures Navigating AI, Climate and Geopolitical Risks
Introduction – is financial stability stable? 2 Value and valuation of a bank in turbulent times 3 The quality of the loan portfolio and its concentration – have the crises of the last decade left their mark on European banks? 4 Profitability, efficiency, and lending dynamics in an unstable environment 5 Capital adequacy as an antidote to banks’ losses caused by the escalation of the financial crisis 6 Liquidity – a necessary condition for the survival of banks during a crisis 7 Credit ratings of banks – have the crises of the 2020s improved rating agency bank assessment methodologies? 8 ESG scoring and other measures of banks’ commitment to sustainable development goals 9 Synthetic measures of commercial bank standing 10 FinTech and its impact on bank performance 11 AI in banking – opportunities and threats 12 Instead of final conclusions: geopolitical risk – the most important challenge for banks
Biography
Paweł Niedziółka is Associate Professor and Head of the Financial Risk Management Department, Institute of Banking, Collegium of Socio-Economics, Warsaw School of Economics, Poland.
