Private Transactions and Regulatory Frameworks
- Available for pre-order. Item will ship after February 24, 2021
Banking regulation and the private law governing the bank-customer relationship came under the spotlight as a result of the global financial crisis of 2008-09. More than a decade later UK, EU and international regulatory initiatives have transformed the structure, business practices, financing models and governance of the banking sector. This authoritative text offers an in-depth analysis of modern banking law and regulation, while providing an assessment of its effectiveness and normative underpinnings. Its main focus is on UK law and practice, but where necessary it delves into EU law and institutions, such as the European Banking Union and supervisory role of the European Central Bank. The book also covers the regulation of bank corporate governance and executive remuneration, the promises and perils of FinTech and RegTech, and the impact of Brexit on UK financial services.
Although detailed, the text remains easy to read and reasonably short; pedagogic features such as a glossary of terms and practice questions for each chapter are intended to facilitate learning. It is a useful resource for students and scholars of banking law and regulation, as well as for regulators and other professionals who are interested in reading a precise and evaluative account of this evolving area of law.
Table of Contents
Chapter 1: The Banking System
Chapter 2: Systemic Risk and Systemic Stability in the Prudential Banking Framework
Chapter 3: The Regulatory Architecture of the UK Banking System
Chapter 4: EU Harmonisation of the Banking Regulatory Framework
Chapter 5: The Relationship between Banks and Customers
Chapter 6: Business Conduct Regulation and Financial Consumer Protection
Chapter 7: Accounts and Payment Methods
Chapter 8: Clearing and Settlement Process
Chapter 9: Business and Consumer Lending
Chapter 10: Money Laundering and Terrorist Financing
Chapter 11: Regulation of Bank Capital and Liquidity
Chapter 12: The Regulation of Bank Corporate Governance, Executive Remuneration and Senior Managers Accountability
Chapter 13: FinTech and Automation in Banks
Chapter 14: UK Banking Resolution and the EU Single Resolution Mechanism
Chapter 15: Deposit Insurance and Banking Stability
Chapter 16: The Regulation of Non-Performing Loans
Chapter 17: The Impact of Brexit on the Banking Sector
Post Scriptum: Temporary Modifications to Banking Law and Regulation in Response to the Covid-19 Public Health Emergency
Dr Andreas Kokkinis is Senior Lecturer in Corporate Law and Financial Regulation at the University of Birmingham, School of Law. Before that he was an Associate Professor at the University of Warwick and he has also taught at UCL and the University of Kent. He holds a PhD from University College London (2014), an LLM from the London School of Economics (2009) and an LLB from the National University of Athens (2008).
Dr Andrea Miglionico is Lecturer in Banking and Finance Law and programme director for the commercial law programmes at the University of Reading. Prior joining Reading he has been associate lecturer, research, and teaching fellow at the Centre for Commercial Law Studies (CCLS), Queen Mary, University of London. He received his LLM Master of Laws from the London School of Economics and his PhD from the Queen Mary, University of London.