Banking Law : Private Transactions and Regulatory Frameworks book cover
1st Edition

Banking Law
Private Transactions and Regulatory Frameworks

  • Available for pre-order. Item will ship after February 24, 2021
ISBN 9780367679064
February 24, 2021 Forthcoming by Routledge
448 Pages

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Book Description

Banking regulation and the private law governing the bank-customer relationship came under the spotlight as a result of the global financial crisis of 2008-09. More than a decade later UK, EU and international regulatory initiatives have transformed the structure, business practices, financing models and governance of the banking sector. This authoritative text offers an in-depth analysis of modern banking law and regulation, while providing an assessment of its effectiveness and normative underpinnings. Its main focus is on UK law and practice, but where necessary it delves into EU law and institutions, such as the European Banking Union and supervisory role of the European Central Bank. The book also covers the regulation of bank corporate governance and executive remuneration, the promises and perils of FinTech and RegTech, and the impact of Brexit on UK financial services. 

Although detailed, the text remains easy to read and reasonably short; pedagogic features such as a glossary of terms and practice questions for each chapter are intended to facilitate learning. It is a useful resource for students and scholars of banking law and regulation, as well as for regulators and other professionals who are interested in reading a precise and evaluative account of this evolving area of law.

Table of Contents

Chapter 1: The Banking System

Chapter 2: Systemic Risk and Systemic Stability in the Prudential Banking Framework

Chapter 3: The Regulatory Architecture of the UK Banking System

Chapter 4: EU Harmonisation of the Banking Regulatory Framework

Chapter 5: The Relationship between Banks and Customers

Chapter 6: Business Conduct Regulation and Financial Consumer Protection

Chapter 7: Accounts and Payment Methods

Chapter 8: Clearing and Settlement Process

Chapter 9: Business and Consumer Lending

Chapter 10: Money Laundering and Terrorist Financing

Chapter 11: Regulation of Bank Capital and Liquidity

Chapter 12: The Regulation of Bank Corporate Governance, Executive Remuneration and Senior Managers Accountability

Chapter 13: FinTech and Automation in Banks

Chapter 14: UK Banking Resolution and the EU Single Resolution Mechanism

Chapter 15: Deposit Insurance and Banking Stability

Chapter 16: The Regulation of Non-Performing Loans

Chapter 17: The Impact of Brexit on the Banking Sector

Post Scriptum: Temporary Modifications to Banking Law and Regulation in Response to the Covid-19 Public Health Emergency

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Dr Andreas Kokkinis is Senior Lecturer in Corporate Law and Financial Regulation at the University of Birmingham, School of Law. Before that he was an Associate Professor at the University of Warwick and he has also taught at UCL and the University of Kent. He holds a PhD from University College London (2014), an LLM from the London School of Economics (2009) and an LLB from the National University of Athens (2008).

Dr Andrea Miglionico is Lecturer in Banking and Finance Law and programme director for the commercial law programmes at the University of Reading. Prior joining Reading he has been associate lecturer, research, and teaching fellow at the Centre for Commercial Law Studies (CCLS), Queen Mary, University of London. He received his LLM Master of Laws from the London School of Economics and his PhD from the Queen Mary, University of London.