1st Edition

Banking Law Private Transactions and Regulatory Frameworks

By Andreas Kokkinis, Andrea Miglionico Copyright 2021
424 Pages
by Routledge

424 Pages
by Routledge

424 Pages
by Routledge

Banking regulation and the private law governing the bank-customer relationship came under the spotlight as a result of the global financial crisis of 2007–2009. More than a decade later UK, EU and international regulatory initiatives have transformed the structure, business practices, financing models and governance of the banking sector. This authoritative text offers an in-depth analysis of... Read more

Part I: Banks and their regulators

1. The banking system

2. Systemic risk and systemic stability in the prudential banking framework

3. The regulatory architecture of the UK banking system.

Part II: The business of banks

4. EU harmonisation of the banking regulatory framework

5. The relationship between banks and customers

6. Business conduct regulation and financial consumer protection

7. Accounts and payment methods

8. Clearing and settlement process

9. Business and consumer lending

10. Money laundering and terrorist financing

Part III: Preventing banking crises

11. Regulation of bank capital and liquidity

12. The regulation of bank corporate governance, executive remuneration and senior managers accountability

13. FinTech and automation in banks

Part IV: Managing bank failures

14. UK banking resolution and the EU Single Resolution Mechanism

15. Deposit insurance and banking stability

16. The regulation of non-performing loans

17. The impact of Brexit on the banking sector

Post scriptum: temporary modifications to banking law and regulation in response to the Covid-19 public health emergency

Biography

Andreas Kokkinis is Senior Lecturer in Corporate Law and Financial Regulation at the University of Birmingham. Before that he was an Associate Professor at the University of Warwick, and he has also taught at University College London (UCL) and the University of Kent. He holds a PhD from UCL (2014), an LLM (Master of Laws) from the London School of Economics (2009) and an LLB from the National University of Athens (2008).

Andrea Miglionico is Lecturer in Banking and Finance Law at the University of Reading. Prior to joining Reading he was an Associate Lecturer, a Research and Teaching Fellow at the Centre for Commercial Law Studies (CCLS) at Queen Mary University of London. He received his LLM from the London School of Economics and his PhD from Queen Mary University of London.