2nd Edition

Consumer Credit Law and Practice

By Alexander Hill-Smith Copyright 2015
442 Pages
by Informa Law from Routledge

442 Pages
by Informa Law from Routledge

442 Pages
by Informa Law from Routledge

The field of consumer credit law has undergone major and fundamental change in the recent past, due in part to the regulation since 1 April 2014 of consumer credit by the Financial Conduct Authority, and this book provides a clear and complete guide to this difficult area of law. Fully updated for the second edition, the author considers new developments including: the new authorisation... Read more
Chapter 1: Key Concepts in Consumer Credit Law  Chapter 2: The Regulatory Framework  Chapter 3: Regulated Activities and Exempt Agreements  Chapter 4: Authorisation and the Failure to Obtain it  Chapter 5: Continuing Regulatory Powers and Obligations after Authorisation  Chapter 6: Advertisement and Financial Promotion  Chapter 7: Pre-Contract Requirements  Chapter 8: Requirements Governing Entry into Agreements  Chapter 9: Withdrawal and Cancellation  Chapter 10: Rights of the Borrower and Hirer  Chapter 11: Rights and Duties of the Lender and Owner  Chapter 12: The Provision and Regulation of Security  Chapter 13: Regulated Mortgage Contracts; the Mortgage and Home Finance Conduct Of Business Sourcebook  Chapter 14: The Conduct of Particular Types of Credit Activity  Chapter 15: Operation of Ancillary Credit Activities  Chapter 16: Powers of the Court; the Financial Ombudsman Service

Biography

Alexander Hill-Smith is a barrister at New Square Chambers.