1st Edition

Credit to the Community Community Reinvestment and Fair Lending Policy in the United States

By Dan Immergluck Copyright 2004
336 Pages
by Routledge

336 Pages
by Routledge

This book provides the most comprehensive examination of community reinvestment and fair lending problems and policies currently available. It outlines the history of lending discrimination and redlining in U.S. mortgage and small business lending markets, and documents the persistence of such problems today. The author explains the role that government has played in developing banking and credit... Read more
1. Introduction; 2. The Visible Hand of Government in U.S. Credit Markets; 3. Discrimination, Redlining, and Financial Restructuring in Business Credit Markets; 4. A Brief History of Mortgage Lending Discrimination and Redlining; 5. From Fair Access to Credit to Access to Fair Credit; 6. Mobilizing for Credit: Community Activism, Policy Adoption, and Implementation through 1987; 7. Community Reinvestment from 1988 through the End of the Twentieth Century: Struggles for Bank and Regulator Accountability; 8. The Predatory Lending Policy Debate; 9. CRA and Fair Lending Policy in the Twenty-First Century

Biography

Dan Immergluck