1st Edition
Debt and Financial Inclusion in Kenya Digital Lending and Co-operative Societies
By Eric Gwangdega Magale
Copyright 2026
198 Pages
8 B/W Illustrations
by
Routledge
198 Pages
8 B/W Illustrations
by
Routledge
Also available as eBook on:
What is the relationship of the people of Kenya to credit and debt? Exploring two increasingly popular financial services providers, digital lenders, and cooperative societies, Debt and Financial Inclusion in Kenya identifies fundamental flaws in financial inclusion strategies deployed in Kenya and their ability to alleviate poverty.
Co-operatives have long been important... Read more
1. The Financial Inclusion Discourse 2. History of the Co-operative Movement and Banking Sector in Kenya 3. Interactions with the Co-operative and Digital Lending Models 4. A Critical Analysis of the Proposed Ideal Sacco Model and the Question of Financial Inclusion 5. Scattering Seeds: The Digital Lending Model 6. Borrowers' Experiences with Digital Credit 7. Responses, Perspectives, and Counter-Narratives from Industry Insiders 8. Money as an Object of Contest: Which Way?
Biography
Eric Gwandega Magale is a Post-Doctoral Fellow under the Human Economy Programme at the Centre for The Advancement of Scholarship, University of Pretoria, South Africa.
