1st Edition

Decentralized Finance The Technology-First Revolution in Private Banking

By Patrick Schueffel, Floyd Dcosta Copyright 2027
152 Pages 13 B/W Illustrations
by CRC Press

152 Pages 13 B/W Illustrations
by CRC Press

This book traces the evolution of banking from traditional private wealth management to the modern era of decentralized finance (DeFi). It introduces core concepts of blockchain, smart contracts, and digital assets, positioning DeFi as a parallel financial system. The text explores the convergence of DeFi and private banking, offering strategic guidance for financial institutions to responsibly... Read more

Introduction 1: The Evolution of Banking 2: Deconstructing Blockchain: A Critical Examination 3: Deconstructing Decentralized Finance: The New Financial Primitives 4: The Headless Banker’s Playbook: A Strategic Framework for DeFi Integration 5: The Inevitable Collision: Regulating DeFi in a Westphalian World 6: The Human Element: Building the DeFi-Native Private Bank 7: The Client of the Future: Redefining the Private Banking Relationship 8: The Technology Stack: Architecting the Private Bank of the Future 9: Beyond Boundaries: The Synergized Financial Ecosystem of Tomorrow 10: The Human Element: Client Relationships in a Digital Age 11: The Green Elephant in the Room: Navigating the Environmental Impact of Blockchain 12: The Tangled Web: Navigating the Legal and Tax Implications of DeFi 13: The Long-Term Societal and Economic Impact of Decentralized Finance. Conclusion: The Headless Banker’s Mandate

Biography

Patrick Schueffel is an adjunct professor at Fribourg’s School of Management, focusing on Fintech, Entrepreneurship in Banking & Finance, and Innovation. He has published extensively in academic journals and practitioner outlets. Alongside academia, he has held various senior roles in Swiss and Liechtenstein banks, including C-level positions, and he works as a corporate advisor.

Floyd DCosta is the co-founder of Blockchain Worx, a Web3 studio harnessing blockchain and AI for sustainable digital transformation. He is also co-founder of Space Armour, a SpaceTech venture building sovereign agentic AI for space and mission-critical environments. He is a regular speaker, writer, and contributor to multiple forums on emerging technologies and innovation.