1st Edition

Deposit Insurance in China Lessons from the US and UK Experience

By Ningyao Ye Copyright 2025
228 Pages 13 B/W Illustrations
by Routledge

228 Pages 13 B/W Illustrations
by Routledge

228 Pages 13 B/W Illustrations
by Routledge

This book examines and compares the rationale, design, and implementation of deposit insurance in the US, the UK, and China, with the aim of finding an effective solution for China's nascent deposit insurance scheme by learning from the US and UK models. Deposit insurance, a pillar of the financial safety net that protects insured deposits and serves as a guarantee against losses on insured... Read more

1. Introduction  2. The Good Practices of Deposit Insurance: How to Build an Effective Deposit Insurance System  3. Deposit Insurance in the US: Experience, Country Specific, and Institutional Structure and Reform  4. Deposit Insurance in the UK: Experience, Country Specific, and Institutional Structure and Reform  5. Deposit Insurance in China: Experience, Country Specific, and Institutional Structure and Reform  6. Suggestions and Recommendations for China’s Deposit Insurance Scheme: From a Comparative Perspective  7. Conclusion

Biography

Ningyao Ye is currently Assistant Professor in Financial Law at the School of Juris Master, China University of Political Science and Law. His research interests include international financial law, banking law, and capital market regulation.