1st Edition

Homeownership, Renting and Society Historical and Comparative Perspectives

By Sebastian Kohl Copyright 2017
244 Pages
by Routledge

244 Pages 32 B/W Illustrations
by Routledge

244 Pages 32 B/W Illustrations
by Routledge

On the eve of the financial crisis, the USA was inhabited by almost 70 percent homeowning households, in comparison to about 45 percent in Germany. Homeownership, Renting and Society presents new evidence showing that this homeownership gap already existed between American and German cities around 1900. Existing explanations based on culture, government housing policy or typical socio-economic... Read more

Acknowledgments



List of figures and tables



Abbreviations



Introduction



Chapter 1: The historical origins and persistency of suburbanized versus compact cities



1.1 How Germany became a country of multi-unit buildings



1.2 How the US became urbanized in single-family-house cities



Chapter 2: Historical differences in housing finance



2.1 Germany: mortgage bank regime with non-profit associations



2.2 United States: Deposit-banking regime



Chapter 3: Fordist mass production and the Handwerk tradition of single-family houses



3.1 The German Handwerk production of single-family houses



3.2 Mass-produced single-family houses in the United States



Chapter 4: The broader picture of OECD countries: generalization of findings, horizontal ownership and homeownership ideology



4.1 Exploring the generalizability: from two cases to OECD countries



4.2 Differences in the legal tradition of horizontal ownership



4.3 The origins and country-differences of the homeownership idea



Conclusion



Appendix



References





 

Biography

Sebastian Kohl is a researcher at the Institute for Housing and Urban Research, Uppsala University, Sweden.

It is well known that the US has a much higher homeownership rate than Germany. Cultural, land scarcity and welfare state explanations have been mobilized to explain the difference. Sebastian Kohl rejects such explanations and comes up with three explanations rooted in nineteenth century developments: differences in municipal governance over land use, mortgage lending institutions and the organization of residential construction.

Manuel B. Aalbers, associate professor of Geography at KU Leuven, Belgium