1st Edition

Housing and Financial Stability Mortgage Lending and Macroprudential Policy in the UK and US

By Alan Brener Copyright 2020
286 Pages
by Routledge

286 Pages
by Routledge

286 Pages
by Routledge

This book brings together politics, law, financial services regulation, economics and housing policy in the analysis of mortgage lending and macroprudential policy in the UK and US. The book addresses the relationship between housing policy, credit and financial instability in light of the recent global financial crisis, and proposes both short and long-term solutions. Although it is not known... Read more

List of figures

Acknowledgements

1 Introduction – housing, mortgages and society

2 Macroprudential policies: rationale, scope and issues

3 Macroprudential policy instruments

4 US mortgage conduct of business regulatory policy

5 Conduct of business mortgage regulation in the UK

6 The political legitimacy of using macroprudential policy instruments

7 US Federal intervention in the housing market and possible lessons from the Veterans Administration

8 Housing markets: the political and macroprudential policy implications

9 Conclusion

Appendix: list of abbreviations

Bibliography

Index

Biography

Alan Brener is Deputy Director of the Centre for Ethics and Law at University College London and a Teaching Fellow at University College London’s Law Faculty. He has a PhD from Queen Mary University of London and LLM from UCL. He has worked for many years in financial services and its regulation.