1st Edition

Insurance Law and the Financial Ombudsman Service

ISBN 9781843119029
Published September 1, 2010 by Informa Law from Routledge
448 Pages

USD $450.00

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Book Description

Insurance Law and the Financial Ombudsman Service is an in depth look at the workings and insurance decisions of the Financial Ombudsman Service. The book analyses how the Ombudsman Service decides insurance cases and compares its approach to that of a court. This book sets out the rules, procedure and approach of the Ombudsman Service, succinctly summarises the relevant insurance law and compares and analyses it against a comprehensive review of material about insurance complaints gathered since the formation of the Ombudsman Service in 2001.

Table of Contents

Chapter 1.  Background  Chapter 2.  The Workings of the FOS  Chapter 3.  Awards and Interest  Chapter 4.  The FOS Approach to Evidence  Chapter 5.  Policy Construction: Law Versus FOS  Chapter 6.  Travel Insurance  Chapter 7.  Life and Personal Accident  Chapter 8.  Household Insurance  Chapter 9.  Exclusion for Keys Left in Vehicle/Unattended Vehicle  Chapter 10.  Measurement of Loss, Abandonment and Salvage  Chapter 11.  Premiums  Chapter 12.  Fraud/Proof of Loss  Chapter 13.  Non-Disclosure and Misrepresentation  Chapter 14.  Breach of Warranty and Other Conditions  Chapter 15.  Legal Expenses Insurance

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DR JUDITH P SUMMER took a law degree at Cambridge University, qualified as a solicitor in 1997and worked as an insurance litigator at Davies Arnold Cooper and Lawrence Graham until 2004. Since then, she has completed her PhD.