Insurance Law and the Financial Ombudsman Service is an in depth look at the workings and insurance decisions of the Financial Ombudsman Service. The book analyses how the Ombudsman Service decides insurance cases and compares its approach to that of a court. This book sets out the rules, procedure and approach of the Ombudsman Service, succinctly summarises the relevant insurance law and compares and analyses it against a comprehensive review of material about insurance complaints gathered since the formation of the Ombudsman Service in 2001.
Chapter 1. Background Chapter 2. The Workings of the FOS Chapter 3. Awards and Interest Chapter 4. The FOS Approach to Evidence Chapter 5. Policy Construction: Law Versus FOS Chapter 6. Travel Insurance Chapter 7. Life and Personal Accident Chapter 8. Household Insurance Chapter 9. Exclusion for Keys Left in Vehicle/Unattended Vehicle Chapter 10. Measurement of Loss, Abandonment and Salvage Chapter 11. Premiums Chapter 12. Fraud/Proof of Loss Chapter 13. Non-Disclosure and Misrepresentation Chapter 14. Breach of Warranty and Other Conditions Chapter 15. Legal Expenses Insurance
This series deals with specialist subjects such as Lloyd’s and conflict of laws, as well as including more broad-ranging commentary on insurance legislation and litigation. Titles are written by premier legal minds, pre-eminent barristers, leading academics and Supreme Court Judges, which makes them an invaluable aid to all practitioners involved in insurance.