1st Edition

Life Assurance Contracts

ISBN 9781859418512
Published August 11, 2006 by Routledge-Cavendish
296 Pages

USD $115.00

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Book Description

Life assurance continues to be a topic of great practical significance, given the popularity of endowment mortgages and pensions, which contain an element of insurance, as well as the need for families to protect against the loss of their breadwinners. Since the first edition of this book in 1995 much has changed, with a fundamentally new regulatory structure under the Financial Services and Markets Act 2000, changes in divorce and bankruptcy law, as well as continued developments in areas such as insurable interest and utmost good faith. All these developments are covered in this new edition, which at the same time retains the extensive coverage of the well-established principles of this area of law.

Areas dealt with include insurable interest, disclosure, cancellation, intermediaries, marketing, assignment, surrender and pension policies. This new edition has been comprehensively revised and updated to take account of changes since the last edition was published.

Table of Contents

1. Introductory Matters  2. Insurable Interest  3. Pre-contractual Disclosure  4. Between the Proposal and the Inception of Risk  5. Cancellation  6. Intermediaries  7. Intermediaries under the Financial Services and Markets Act 2000  8. Marketing and Advertising  9. Selling Policies in Europe  10. The Administration of Investment Policies  11. Alteration of Risk  12. Failure of Payment  13. Assignment  14. Maturity and Surrender  15. Claims and Construction  16. The Continuing Duty of Utmost Good Faith  17. Mortgages and Charges  18. Bankruptcy and Insolvency  19. Divorce, Separation and Relationship Breakdown  20. Pension Policies  21. Industrial Assurance Business and Friendly Societies

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