This book offers a timely and important analysis of the health insurance crisis in America. Relying on data from a wide range of publications about the health insurance industry, it investigates the causes of the industry's problems and analyzes the social effects of the growing crisis.
1. Placing the Soclal Fact of Private Health Insurance in Perspective 2. Historical Development and Current Profile of the Commercial Health Insurance Industry 3. Creating the Uninsured 4. Employer Cost-cutting Strategies 5. Fraud and Deception 6. Price Fixing and Conspiracy 7. Insolvencies: Insurance Companies That Cannot Pay Claims 8. The Inefficient Private Sector 9. A Political Question: Accommodation, Compromise, or Struggle? 10. Summary and Conclusions