5th Edition

PCI Compliance Understand and Implement Effective PCI Data Security Standard Compliance

By Branden Williams, James Adamson Copyright 2023
334 Pages 16 B/W Illustrations
by CRC Press

334 Pages 16 B/W Illustrations
by CRC Press

334 Pages 16 B/W Illustrations
by CRC Press

The Payment Card Industry Data Security Standard (PCI DSS) is now in its 18th year, and it is continuing to dominate corporate security budgets and resources. If you accept, process, transmit, or store payment card data branded by Visa, MasterCard, American Express, Discover, or JCB (or their affiliates and partners), you must comply with this lengthy standard. Personal data theft is at the top... Read more

1. About PCI and This Book

Who should read the book? How to Use the Book in Your Daily Job. What This Book is Not. How to use this book? Organization of the Book. Summary.

2. Introduction to Fraud, ID Theft, and Regulatory Mandates

Summary

3. Why is PCI Here?

What is PCI DSS and Who Must Comply? Electronic Card Payment Ecosystem. Goal of PCI DSS. Applicability of PCI DSS. PCI DSS in Depth. Quick Overview of PCI Requirements. What’s New in PCI DSS 4.0. PCI DSS and Risk. Benefits of Compliance. Case Study. Summary.

4. Determining AND Reducing Your PCI Scope

The Basics of PCI DSS Scoping. The "Gotchas" of PCI Scope. Scope Reduction Tips. Planning your PCI Project. Case Study. Summary.

5. Building and Maintaining a Secure Network

Which PCI DSS Requirements Are in This Domain? What Else Can You Do to Be Secure? Tools & Best Practices. Common Mistakes & Pitfalls. Case Study. Summary.

6. Strong Access Controls

Which PCI DSS Requirements Are in This Domain? What Else Can You Do to Be Secure? Tools & Best Practices. Common Mistakes & Pitfalls. Case Study. Summary.

7. Protect Cardholder Data

What is Data Protection and Why is it Needed? Requirements Addressed in This Chapter. Requirement 3: Protect Stored Account Data. Requirement 3 Walk-Through. What Else Can You Do to Be Secure? Requirement 4 Walk-Through. Requirement 12 Walk-Through. How to Become Compliant and Secure. Common Mistakes and Pitfalls. Case Study. Summary.

8. Using Wireless Networking

What is Wireless Network Security? Where is Wireless Network Security in PCI DSS? Why Do We Need Wireless Network Security? Tools and Best Practices. Common Mistakes and Pitfalls. Case Study. Summary.

9. Vulnerability Management and Testing

PCI DSS Requirements Covered. Vulnerability Management in PCI DSS. PCI DSS Requirement 5 Walk-Through. PCI DSS Requirement 6 Walk-Through. PCI DSS Requirement 11 Walk-Through. Internal Vulnerability Scanning. Common PCI Vulnerability Management Mistakes. Case Study. Summary.

10. Logging Events and Monitoring the Cardholder Data Environment

PCI DSS Requirements Covered. Why Logging and Monitoring in PCI DSS? Logging and Monitoring in Depth. PCI Relevance of Logs. Logging in PCI DSS Requirement 10. Monitoring Data and Logs for Security Issues. Logging and Monitoring in PCI—All Other Requirements. PCI DSS Logging Policies and Procedures. Tools for Logging in PCI. Other Monitoring Tools. Intrusion Detection and Prevention. Integrity Monitoring. Common Mistakes and Pitfalls. Case Study. Summary.

11. Cloud and Virtualization

Cloud Basics. PCI Cloud Examples. So, Can I Use Cloud Resources in PCI DSS Environments? Containers and Kubernetes. Maintaining and Assessing PCI DSS in the Cloud. Tools and Best Practices. Summary.

12. Mobile

Where is it Addressed in PCI DSS 4.0? What Guidance Is Available? Deploying the Technology Safely. Case Study. Summary.

13. PCI DSS for the Small Business

The Risks of Credit Card Acceptance. New Business Considerations. Your POS is Like My POS! A Basic Scheme for SMB Technology Hardening. Case Study. Summary

14. PCI DSS for the Service Provider

Why do Service Providers have More Requirements? Variation on a Theme, or What Service Providers Should Care About. Service Provider Specific Requirements. Case Study. Summary.

15. Managing a PCI DSS Project to Achieve Compliance

Justifying a Business Case for Compliance. Bringing the Key Players to the Table. Budgeting Time and Resources. Educate Staff. Project QuickStart Guide. The PCI SSC Prioritized Approach. The Visa TIP (maybe remove this as a subhead). Summary.

16. Don’t Fear the Assessor

Remember, Assessors are Generally There to Help. Dealing with Assessors’ Mistakes. Planning for Remediation. Planning for Re-assessing. Summary

17. The Art of Compensating Control

What is a Compensating Control? Where are Compensating Controls in PCI DSS? What a Compensating Control is Not. Funny Controls You Didn’t Design. How to Create a Good Compensating Control. Case Studies. Summary

18. You’re Compliant, Now What?

Security is a Process, Not an Event. Plan for Periodic Review and Training. PCI Requirements with Periodic Maintenance. PCI Self-Assessment. Case Study. Summary.

19. Emerging Technology and Alternative Payment Schemes

Emerging Payment Schemes. Predictions. Taxonomy and Tidbits. Case Study. Summary.

20. PCI DSS Myths and Misconceptions

Myth #1 PCI Doesn’t Apply to Me. Myth #2 PCI is Confusing and Ambiguous. Myth #3 PCI DSS is Too Onerous. Myth #4 Breaches Prove PCI DSS Irrelevant. Myth #5 PCI is All We Need for Security. Myth #6 PCI DSS is Really Easy. Myth #7 My Tool is PCI Compliant Thus I Am Compliant. Myth #8 PCI is Toothless. Case Study. Summary.

21. Final Thoughts

A Quick Summary. On Time Travel. Interact With Us!

Biography

Dr. Branden R. Williams has more than twenty-five years of experience as a technology executive where he has served virtually every industry as an information technology and cybersecurity consultant, as well as held high-level executive roles inside banks, other financial services firms, and top cybersecurity and technology vendors. He has been working with PCI DSS, CISP, and SDP since 2004.

Branden’s intuitive understanding of how information technology drives business, his use of business intelligence tools to drive revenue and innovation, and his energy and likeable personality have earned him increasing responsibility and respect in the business and academic worlds. Using his keen business insights and ability to communicate with technical and non-technical audiences, he collaborates with executives to analyze, develop, and implement enterprise-wide solutions that support key business initiatives.

Branden has global experience working on six continents as a consultant and practitioner and holds a Masters and Doctor of Business Administration degrees. He teaches graduate-level courses at the University of Dallas as an adjunct and is a sought after speaker and author.

James K. Adamson has assisted clients in the payment security space for over 15 years as a PCI QSA and trusted advisor.

His work has included consulting with hundreds of organizations, ranging from Fortune 100s to startups, across many verticals, including retail, financial, travel, technology, medical, and service providers. He has deep expertise in assessing payment environments, reviewing security architectures and programs, and developing holistic approaches to addressing security and compliance needs.

James approaches compliance with the Payment Card Industry Data Security Standard to ensure that it helps organizations focus on protecting their customers’ data, reducing risk, and improving business and security effectiveness.