1st Edition

The Banking Ecosystem A New Conceptual Framework for Financial Institutions

Edited By Agata Gemzik-Salwach Copyright 2026
148 Pages 6 B/W Illustrations
by Routledge

148 Pages 6 B/W Illustrations
by Routledge

Identifying the key challenges faced by modern banks in a dynamically changing economic, regulatory, technological, and social environment, this book proposes an original concept of the banking ecosystem. In this framework, a bank is not merely a service provider but a supportive and cooperative institution capable of effectively adapting to new market and societal realities. Authored by... Read more

Lists of figures

List of tables

List of contributors

Introduction

1.    BASEL III and EU Regulations Increasing the Resilience of Banks to Shocks – Selected Aspects of the Implementation of the CRD/CRR Packages

Katarzyna Kurzępa-Dedo

2.    Those ‘Gaps’ in Capital Market Provision

Jan Toporowski

3.    Banking Reforms in Underdeveloped Capitals Markets: The Mexican Banking System in the Era of Globalisation

Noemi Levy Orlik, Humberto Jiménez Flores and Christian Domínguez Blancas

4.    Sustainable Finance: Challenges and Opportunities for Banks

Agata Gemzik-Salwach

5.    Moral Hazard of Financial Institution

Krzysztof Opolski and Agata Gemzik-Salwach 

6.    Digital Transformation of the Banking Sector

Tatiana Nikitina and Maria Skalaban

7.    Digitalisation of Money – Consequences for Banking and Monetary Systems

Paweł Marszałek

Index

Biography

Agata Gemzik-Salwach is a professor in the Department of Finance, Banking and Accountancy at the Rzeszów University of Technology in Poland. Her research has focused on finance and banking. In 2018, she became the manager of a financial grant from the National Science Center in the field of finance. In 2024, her monograph entitled The Role of Financialisation in the Functioning of the Economy was honoured with the President of the National Bank of Poland Award for outstanding publications. She has authored many expert opinions on financing and the preparation of reports for public institutions and enterprises.