1st Edition
The Economics of Financial Inclusion
This book offers a thorough examination of the economics of financial inclusion and management from a contemporary standpoint. It covers a vast array of financial inclusion-related topics, surveying economies around the globe and analyzes the factors that contribute to both financial inclusion and exclusion.
The book discusses the role of technology, examining how technological advances have revolutionized financial services and increased access to populations that were previously underserved. It studies the intersection of financial inclusion and sustainability, highlighting the significance of green finance and its role in fostering inclusive and sustainable economic growth. Financial literacy and the theories underlying financial inclusion efforts are examined, as is the impact of financial criminality. Further, the authors consider regional development and the extant gaps in financial inclusion as well as the urban-rural divide, investigating disparities between urban and rural areas and proposing strategies to bridge the gap. They also assess the effect of inflation and recession and discuss how monetary and fiscal policies can impact inclusion initiatives. The book concludes with a management perspective on financial inclusion, with chapters devoted to various aspects of administering inclusive financial systems. It combines theoretical insights with empirical evidence and case studies, from both developing and developed nations, to illustrate the various approaches and challenges and to provide a comprehensive understanding of worldwide advancements and developments. The comparative approach provides readers with insights into diverse strategies and best practices for overcoming challenges and obstacles and for promoting financial inclusion in various economic contexts.
Overall, readers will benefit from the book's comprehensive analysis and exhaustive coverage. It is an invaluable resource for advanced students, scholars, researchers and policymakers.
Part I: Conceptual and Theoretical Background 1. From Exclusion to Empowerment: Unveiling Financial Inclusion Challenges Across Developing, Emerging and Developed Nations Anamika Choudhary 2. Financial Inclusion, Concepts and Theories Ngwengeh Brendaline Beloke, Evans S. Osabuohien, Messomo Elle Serge & Joe Eyong Assoua Part II: Role of Technology in Financial Inclusion 3. Digital Financial Inclusion of Women in Pakistan: Evidence from Global Findex Database Wajiha Haq, Faisal Abbas 4. The Adoption of FinTech Services in Morocco: Confronting the Challenges and Opportunities Miloudi Kobiyh, Slimane ed-Dafali, Firdous Ahmad Malik & Sneha Kadyan 5. An Empirical Study on the Adoption of Fintech Services in Fostering Economic Growth: Mediating the Role of Digital Technology Smita Nadiger, Anushree D. Kini, R.R.Kulkarni, Suvarna Nimbagal & Ansumalini Panda Part III: Global Perspectives of Financial Inclusion 6. Redefining the Economic Landscape: Financial Inclusion Perspectives from Global Contexts Nishath Anjum, Saidur Rahaman, M. M. Tahmid Ahsan, Masud Rana & Md. Mizanur Rahman Part IV: Financial Inclusion and Regional Development 7. Financial Inclusion Policy Implication of Financial Knowledge: Evidence from India Rahul Chaudhary & Nidhi Verma 8. From Empowerment to Inclusion: Unveiling the Path for Women in South Punjab (Pakistan) Muhammad Ramzan Sheikh, Irfan Hussain Khan & Sana Sultan 9. Survival in the Era of COVID-19: A Qualitative Exploration of Micro and Small Enterprises (MSE) Operating Within Pakistan’s Informal Economy Sidra Khalid & Ayesha Khan 10.Complaint Handling Strategies and Customer Advocacy in the Nigerian Banking Sector Muktar M. Itai; Daniel E. Ufua, Uchechukwu E. Okorie & Romanus Osabohien 11. Financial Inclusion and its Implications for Cocoa Production in the Southwest Region of Cameroon Norbert N. Ngwang & Mary-Juliet Egwu Bime Part V: Women’s Empowerment and Financial Inclusion 12. Women's Empowerment, Gender Inequality, and Financial Inclusion: Evidence from a Developing Country Daisy Mui Hung Kee & Aizza Anwar 13. Predicting Indian housewives’ intention to adopt mobile banking services Jyoti Shukla, Rachit Ranjan, Alok Tewari, Nitesh Thakur, & Vimal Chandra Verma 14. Analysis of Economic Development of Financial Inclusion and Women’s Empowerment Namita Verma, Akash Bag, Lalit Mohan Pant & Nupur Kumari 15. Leveraging Fintech Services to Drive Financial Inclusion among Women in Development and Emerging Markets: A Case Study in Malaysia Hong Liang, Daisy Mui Hung Kee & Siti Rohaida Mohamad Zainal Part VI: Financial Inclusion awareness and policy implications 16. An Empirical Analysis of The Awareness of Financial Inclusion and Policy Implications CH Sudipta Kishore Nanda, Priti Gupta, Mazharunnisa, & Samiya Mubeen 17. Examining the Determinants of Savings in Post-Reform India Aamir Ahmad Teeli, & Saima Nazir 18. Financial Inclusion in Emerging Market: A Synthesis of Theory and Practicality Sikarwar, Tarika Singh, Firdous Ahmad Malik, & Nidhi Jain 19. Financial Inclusion and Tax Revenue: Evidence from Asian Countries Tanya Nautiyal
Biography
Firdous Ahmad Malik is Assistant Professor of Economics at the University of the People, Pasadena, California, USA.
Tarika Singh Sikarwar is Professor and Deputy Director at Prestige Institute of Management and Research Gwalior, India.
