The Regulation and Supervision of Banks: The Post Crisis Regulatory Responses of the EU, 1st Edition (Hardback) book cover

The Regulation and Supervision of Banks

The Post Crisis Regulatory Responses of the EU, 1st Edition

By Chen Chen Hu

Routledge

290 pages

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Hardback: 9781138291881
pub: 2018-04-17
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pub: 2018-04-17
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Description

Over the past two decades, the banking industry has expanded and consolidated at a stunningly unprecedented speed. In this time banks have also moved from focusing purely on commercial banking activities to being heavily involved in market-based and transaction-oriented wholesale and investment banking activities. By carrying out an all-encompassing set of activities, banks have become large, complex, interconnected, and inclined to levels of risk-taking not previously seen. With the onset of the 2008 global financial crisis it became apparent that there was an issue of institutions being too big to fail.

This book analyses the too-big-to-fail problem of banks in the EU. It approaches the topic from an interdisciplinary perspective using behavioural finance as a tool to examine the occurrence of the global financial crisis and the emergence of the structural problem in large banking institutions. The book draws a comparison between the EU, the US and the UK and the relevant rules to assess the effectiveness of various approaches to regulation in a global context. Chen Chen Hu goes on to use behavioural analyses to provide new insights in evaluating the current structural reform rules in the EU Proposal on Bank Structural Regulation and the newly adopted bank recovery and resolution regime in the EU Bank Recovery and Resolution Directive and the Single Resolution Mechanism (SRM) in the Single Resolution Regulation.

Table of Contents

Chapter 1 THE FEATURES OF THE BANK STRUCTURAL PROBLEM AND ITS STRUCTURAL ATTRIBUTE

Chapter 2 THE BEHAVIOURAL FACTORS RELATED TO THE BANK STRUCTURAL PROBLEM

Chapter 3 THE DECOUPLING APPROACH: THE BANK STRUCTURAL REFORM IN THE EU

Chapter 4 BANKING STRUCTURAL REGULATION: ITS IMPLICATION AND EFFECTIVENESS

Chapter 5 BANKING STRUCTURAL REGULATION : ITS EFFICIENCY

Chapter 6 RESOLVING BANK FAILURES IN THE EU

Chapter 7 CONCLUSION

About the Author

Chen Chen Hu is a Legal Consultant at Kromann Reumert, Denmark.

About the Series

Routledge Research in Finance and Banking Law

This series explores the key developments in financial and banking law, offering critical analyses of legislation and regulatory frameworks at the international regional and domestic levels. Legislation, case law, regulatory structures and institutions are discussed from a variety of theoretical and methodological approaches. The books in this series provide valuable and far-reaching investigations into the challenges of regulating finance and banking in a fast-moving and interconnected global economy.

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Subject Categories

BISAC Subject Codes/Headings:
BUS004000
BUSINESS & ECONOMICS / Banks & Banking
LAW007000
LAW / Banking