BiographyFranz Flögel graduated as Magister Artium at Potsdam University in 2010. He studied human geography, economics and political science at Potsdam University, Humboldt University of Berlin and University of Nottingham and received a scholarship of the German National Academic Foundation. Since 2010, he has been working as a researcher at the Institute for Work and Technology in the research department "Spatial Capital". In 2017, he completed his PhD at the professorship of Economic Geography (Professor Hans-Martin Zademach) of the Catholic University of Eichstätt-Ingolstadt. His dissertation compares the corporate lending practices of regional and large German banks.
2006-2010 recipient of a merit scholarship of the German National Academic Foundation
2013-2015 PhD scholarship of the German National Academic Foundation
2017 Prizewinner of the Eichstätter Universitätsgesellschaft e.V. for outstanding scientific dissertations
Areas of Research / Professional Expertise
Finance and regional development (Especially banking and regional development and public finance and regional development)
Regional development and economic Promotion
Geography of retailing and consumption
Distance and Modern Banks’ Lending to SMEs: Ethnographic Insights from a Comparison of Regional and Large Banks in Germany
Published: Jan 01, 2018 by Journal of Economic Geography
Authors: Franz Flögel
This article scrutinises this widespread assumption that regional banks have enhanced access to soft information because of short distance in lending. Novel ethnographic insights into credit-decision processes to SMEs surprisingly reveal shorter functional distance of the large bank. Nevertheless, observations of soft information usage and credit-decision processes indicate that the regional bank consider soft information when it most strongly influences lending decisions.
Bank branches as places of knowledge creation: Conceptual considerations and empirical findings at the micro-geographical scale
Published: Jan 12, 2017 by Erdkunde
Authors: Franz Flögel, Hans-Martin Zademach
Taking recent advances on the connection of social dynamics and physical place in the geographies of knowledge creation debate as a starting point, the paper scrutinises bank branches as locations where social dynamics and physical place coincide. It presents original data gained inter alia by means of participatory observation on the credit-decision processes of both a private big bank operating nationwide and a regional savings bank in Germany.
Published: Jan 12, 2015 by Zeitschrift für Wirtschaftsgeographie
Authors: Franz Flögel
This paper exemplarily demonstrates that realist and rather anti-realist theories accord with the new realist ontology.