1st Edition

Bank Performance A Theoretical and Empirical Framework for the Analysis of Profitability, Competition and Efficiency

By Jacob Bikker, Jaap W.B. Bos Copyright 2008
172 Pages 8 B/W Illustrations
by Routledge

176 Pages 8 B/W Illustrations
by Routledge

Economic literature pays a great deal of attention to the performance of banks, expressed in terms of competition, concentration, efficiency, productivity and profitability. This book provides an all-embracing framework for the various existing theories in this area and illustrates these theories with practical applications. Evaluating a broad field of research, the book describes a profit... Read more
Part 1: Background  1. Introduction  2. Production of the Banking Firm  3. Regulation of the Banking Firm  Part 2: Theoretical Framework  4. Basic Model of Bank Performance  5. Market Power Models  6. Efficiency of Banks  7. Synthesis  Part 3: Trends in Banking  8. Trends and the Basic Framework  Part 4: Empirical Results  9. Data  10. The Bresnahan Model  11. Panzar-Rosse Model  12. Structure-Conduct-Performance-Model  13. Cournot Model  14. X-Efficiency  15. Scale and Scope Economies  16. Synthesis: The Measurement of Competition and Efficiency  Part 5: Conclusions  17. Summing Up  18. Research Agenda

Biography

Jacob Bikker is senior researcher at the Strategy Department, Supervisory Policy Division, De Nederlandsche Bank (DNB) and professor in Banking and financial regulation at Utrecht University School of Economics, the Netherlands.

Jaap Bos is assistant professor of Finance and financial markets at Utrecht University School of Economics, the Netherlands.