Environmental, Social and Governance Practices in the FinTech Era Credit Markets and the Future of Lending

Section I: Digitalization processes and Environmental, Social and Governance (ESG) practices in the Financial Market 

1. Shaping the New Banking Ecosystem: New trends in the European Credit Market 

Vittorio Boscia, Valeria Stefanelli, and Francesca Geusa

2. Digital Transformation in the financial industry: Incumbents and Newcomers 

Greta Benedetta Ferilli and Francesca Geusa

3. Redefining Finance: The Role of FinTech in Modern Banking Ecosystems 

Matteo Cotugno, Greta Benedetta Ferilli, and Sabrina Severini

4. Collaboration or Rivalry? Rethinking Bank-FinTech Integration 

Greta Benedetta Ferilli, Carmine Moccia, and Francesca Geusa

5. Building blocks for the Credit Industry. Disentangling the Bank-Firm Relationship 

Matteo Cotugno, Paolo Fiorillo, Ferdinando Marrazza, and Stefano Monferrà

6. Credit Relations from an ESG Perspective: Rules and Behavior of Banks and Firms 

Vittorio Boscia, Paolo Antonio Cucurachi, and Giuseppe Rimo

7. The Impact of ESG Risk Management from a Financial Perspective 

Mariantonietta Intonti and Matteo De Leonardis

8. ESG Goverance and Probability of Default: The Roal of Climate Risk Management in Banking  

Palmieri Egidio, Intonti Mariantonietta, and De Leo Federica

Section II: Alternative Finance and Crowdfunding Innovation: Regulatory Frameworks, Managerial Strategies, Open Innovation and Transparency Issues 

9. New Ways for New Days: The Rise of Alternative Finance 

Francesco Manta, Pietro Marchetti, and Vittorio Boscia

10. Crowdfunding Platforms in Europe: Management Profiles, Open Innovation and Dimensional Analysis

Greta Benedetta Ferilli, Lorenzo Calò, Carmine Moccia, and Gianluca Solazzo

11. European Regulatory Standards on Crowdfunding: Key Features 

Antonella Francesca Cicchiello, Pietro Marchetti, Vittorio Boscia, and Francesca Geusa

12. The Credit Process throughout the Years: Why Does Technology Matter? 

Lorenzo Calò, Pierluigi Toma, and Valeria Stefanelli

Section III: ESG paradigms and Credit Risk Disclosure by Lending-Based Crowdfunding Platforms: An Empirical Cross-country Analysis 

13. EU Main Players in the Lending-Based Crowdfunding Market 

Antonella Francesca Cicchiello, Greta Benedetta Ferilli, and Stefano Monferrà

14. Credit Risk Disclosure: A Theoretical Perspective 

Simone Boccaletti, Vittorio Boscia, Matteo Cotugno, and Stefano Monferrà

15. Multi-Criteria Decision Analysis (MCDA) Approach to Support Lending-Based Crowdfunding Market 

Luca Anzilli, Matteo Cotugno, Vittorio Boscia, Federica De Leo, and Valeria Stefanelli

16. The Impact of ESG on Credit Risk Disclosure in EU Crowdfunding Platforms

Luca Anzilli, Antonella Francesca Cicchiello, Federica De Leo, Greta Benedetta Ferilli, and Valeria Stefanelli

Biography

Valeria Stefanelli is Full Professor of Financial Markets and Institutions at the University of Salento, Italy.

Matteo Cotugno is an Associate Professor of Financial Markets and Institutions at the Catholic University of the Sacred Heart, Italy.